Figure out how to generate the income you deserve.
Figure out how to generate the income you deserve.
If you’re reading this, you probably have a decent job or small business of your own and an income that’s sitting just above the national average. But while you’re doing pretty well, you know you could be doing better. And you also know there are things you need to do so your money goes to the right places and starts to multiply on its own. So why aren’t you doing those things? It could be a mindset issue, a timing problem or simply the fact that you don’t know where to begin. As your personal wealth coach, this is where I come in.
Most people think wealth is about money. As a wealth coach, however, I will help you expand your perspective on what is possible. We’ll help you articulate the life that you would like to live and highlight the things that have been getting in your way so that when we remove those things and replace them with habits, patterns and behaviors that will support you to live your wealthiest life, money flows from that.
Years & Years Of Experience
I’ve been helping people take control of their wealth for thirty years.
Master Your Mindset
We all have set beliefs when it comes to wealth. We’ll work through yours to ensure they align with your vision.
Earn More!
Be even more promotable or take the leap into your own business by shifting beliefs and behavior that will potentially have you earning more.
Make The Right Decisions, Fast
Tired of wondering where to even start? Let me help you figure it out.
Take Action
With the team’s help, you’ll have assistance with keeping you on track of what’s the next action to prevent being overwhelmed on your journey to wealth.
Satisfaction Guaranteed
If you don’t think the coaching is brilliant in the first hour, I’ll refund your money, no questions asked.
Let her guide you because it’s a wonderful experience.
I came to see Nicky for a three hour Insight Session because I was just feeling really stuck with my money in the business like I wasn’t progressing. And out of the session, I’ve got clear goals of where to go next. I’ve got rid of some lifelong beliefs that just weren’t serving me at all . I’m really excited with the plans we’ve got in place to move forward. I will have a totally new concept of money and financially in place with my business. If you’re wondering whether the Insight Session is right for you, I would say absolutely go for it. You’re investing in moving forward. It’s definitely worth it. Don’t hesitate.
Nicky is there not to tell me what to do, But keep me in the direction I want to go in achieving my goals in my future. The return in investment is HUGE, I will be able to one day own a McDonald’s restaurant with confidence. I find that the more I’m challenged and the more I do it with Nicky, it’s just like training to run a marathon. You’ve got to keep doing it month after month, week after week to get it right. I’m comfortable with Nicky. It’s a person that I’m comfortable with that she will set me in the right direction. As our monthly coaching sessions are, things changed, and never the same. There’s always a new concern, a new issue or a new technique that I want to learn. Once you find that right coach, Why change?
Tips and strategies to help you discover what’s possible when it comes to creating financial freedom.
Superannuation funds delivered gains in the 2025 financial year. Even though there were challenges like global trade tensions and conflicts in the Middle East, super funds not only held steady, but they also delivered impressive returns.
On average, super funds with a higher portion invested in growth assets returned 10.5% in 2025. This continues a strong run, after returns of 9.2% in 2023 and 9.1% in 2024. Over the past three years, super funds have grown by more than 30% altogether.
According to Chant West, a trusted source of superannuation and pension research, the main reason for these strong returns was the healthy performance of share markets:
Australian and international shares both provided returns around 13.7%.
The weaker Australian dollar made international shares even more valuable, giving them a boost to 18.6% for some members.
But shares weren’t the only winners:
Infrastructure investments (like toll roads and airports) gave low double-digit returns.
Private equity investments grew between 8% and 11%.
Unlisted property (such as shopping centres and offices) recovered, ending the year with gains of 2% to 5% after a tough couple of years.
Listed real assets also did well:
International listed infrastructure grew by 16.3%.
Australian listed property jumped 13.7%.
International listed property increased by 8.4%.
Even the safer investments (bonds and cash) had a good year:
Australian bonds: up 6.8%
International bonds: up 5.4% (best year since 2019)
Cash: up 4.4%
Here are the top 10 growth investment options for the past year:
Source: Data from Chant West
These great results are reassuring, but remember that super is a marathon, not a sprint. Over time, riding out the ups and downs often works out best. Since compulsory super began in 1992, typical growth funds have delivered about 8% per year. This is much better than the usual goal of roughly 6%, which is inflation plus 3.5%.
Super funds also aim for only one negative year in five, on average. Since 1992, there have been only five negative years in 33. This shows they’re managing risk well while growing wealth.
Australian super funds are in good shape, and Australian retirement savings are growing steadily. If you have questions about your super fund’s performance or your own investment approach, talk to us to make sure your money is working as hard as possible for you.
Find out in 9 simple steps.
Working With A Personal Wealth Coach Is Easy
In 15 minutes, we’ll talk about your goals, your current status and how I can help you walk a steady path to lasting financial freedom.
We’ll talk for three hours about your entire money story and identify the first steps you need to take (don’t worry, it will go FAST!)
Regular catch ups and introductions to all the right people will put the wheels in motion so you start seeing tangible results.
You have a coach for your fitness, why not have one for your wealth?
Get started with a free, no-obligation chat.
All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek referral to the correct professional for financial, legal, tax or credit advice before acting on any information contained in this website. Nicky Stafford operates in Infinite Wealth Partners Pty Ltd. ABN: 76 635 869 644 Nothing on this site constitutes specific financial advice
© Nicky Stafford Business & Wealth Coaching 2025.