Grow Your

Wealth Without

The Confusion

Figure out how to generate the income you deserve.

Are You In Control Of Your Wealth?

Figure out how to generate the income you deserve.

Want To Earn More Money And Grow Your Wealth?

If you’re reading this, you probably have a decent job or small business of your own and an income that’s sitting just above the national average. But while you’re doing pretty well, you know you could be doing better. And you also know there are things you need to do so your money goes to the right places and starts to multiply on its own. So why aren’t you doing those things? It could be a mindset issue, a timing problem or simply the fact that you don’t know where to begin. As your personal wealth coach, this is where I come in.

What Does A Wealth Coach Do?

Most people think wealth is about money. As a wealth coach, however, I will help you expand your perspective on what is possible. We’ll help you articulate the life that you would like to live and highlight the things that have been getting in your way so that when we remove those things and replace them with habits, patterns and behaviors that will support you to live your wealthiest life, money flows from that.

My Services

Insight Session

Take the time to dive deep into your financial journey to date and the mental roadblocks which are holding you back from success.

Insight Session

Let’s talk about your goals and your mindset so we can make a plan for growing your wealth that works.

Insight Session

Want to generate more income? We’ll find out what’s holding you back before deciding how to move forward.

Financial Planning

Take care of the essentials before getting to the exciting plans which will grow your wealth for the long term.

Estate Planning

It won’t take long to make sure your family will have access to your assets if something happens to you.

Success Coaching

Work with me and let’s break down those barriers that are holding you back from really going for it.

Why Choose Nicky?

Image

Years & Years Of Experience

I’ve been helping people take control of their wealth for thirty years.

Image

Master Your Mindset

We all have set beliefs when it comes to wealth. We’ll work through yours to ensure they align with your vision.

Image

Earn More!

Be even more promotable or take the leap into your own business by shifting beliefs and behavior that will potentially have you earning more.

Image

Make The Right Decisions, Fast

Tired of wondering where to even start? Let me help you figure it out.

Image

Take Action

With the team’s help, you’ll have assistance with keeping you on track of what’s the next action to prevent being overwhelmed on your journey to wealth.

Image

Satisfaction Guaranteed

If you don’t think the coaching is brilliant in the first hour, I’ll refund your money, no questions asked.

Who I've Helped

Hear From Just A Handful Of My Happy Clients.


Let her guide you because it’s a wonderful experience.

- Wendy Horne

I came to see Nicky for a three hour Insight Session because I was just feeling really stuck with my money in the business like I wasn’t progressing. And out of the session, I’ve got clear goals of where to go next. I’ve got rid of some lifelong beliefs that just weren’t serving me at all . I’m really excited with the plans we’ve got in place to move forward. I will have a totally new concept of money and financially in place with my business. If you’re wondering whether the Insight Session is right for you, I would say absolutely go for it. You’re investing in moving forward. It’s definitely worth it. Don’t hesitate.

- Kimi Broadbent

Pilates Instructor

Nicky is there not to tell me what to do, But keep me in the direction I want to go in achieving my goals in my future. The return in investment is HUGE, I will be able to one day own a McDonald’s restaurant with confidence. I find that the more I’m challenged and the more I do it with Nicky, it’s just like training to run a marathon. You’ve got to keep doing it month after month, week after week to get it right. I’m comfortable with Nicky. It’s a person that I’m comfortable with that she will set me in the right direction. As our monthly coaching sessions are, things changed, and never the same. There’s always a new concern, a new issue or a new technique that I want to learn. Once you find that right coach, Why change?

- Chris Biden

McDonald's General Manager

Essential Insights

Tips and strategies to help you discover what’s possible when it comes to creating financial freedom.

Anticipate Life Changes – Building Flexible Plans

Anticipate Life Changes – Building Flexible Plans

May 27, 20252 min read

Life is messy. Your financial plan should be flexible enough to handle it.

It’s tempting to create a perfect 10-year plan. But guess what?

The best plans aren’t rigid – they’re adaptable.

When setting goals, think about possible “life milestones” and how they might change your path:

  • Career changes: A promotion might add $15,000 to your annual income; a career switch might temporarily reduce it by $20,000

  • Property decisions: Upgrading from a unit ($673,491) to a house ($885,361) requires approximately $211,870 more

  • Family changes: Marriage might combine incomes but add $36,000 wedding expenses; children might require one parent to reduce work hours by 40%

  • Health challenges: An unexpected medical issue might cost $8,000 out-of-pocket expenses

  • Inheritances: The average inheritance in Australia is approximately $120,000 (though this varies widely)

Ask yourself:

  • What could accelerate this goal? (A windfall of $50,000 could cut your home deposit saving time in half)

  • What could delay it? (A 20% reduction in income could extend your timeline by 25%)

  • What’s my fallback plan if things don’t go perfectly? (Could you rent in your preferred area if buying becomes impossible?)

This flexible mindset gives your adviser room to adjust strategies as life happens – without you feeling like you “failed” a goal. For example, The average monthly loan repayments for first home buyers have increased by 77% since interest rates started rising in 2022. Nobody predicted that!

This week’s small challenge:

  1. Sketch a rough timeline of your next 10 years.

  2. Mark potential milestones (even if you’re not 100% sure they’ll happen).

  3. For each milestone, estimate the financial impact (positive or negative) in actual dollars.

For example: “Possible career change in 2027: -$15,000 income for one year, +$5,000 education costs, +$25,000 income thereafter”

Next week, we’ll tie everything together – and get you ready to absolutely crush your meeting. In the meantime, if you have any questions, feel free to contact us.

Flexible plans
blog author image

Nicky Stafford

Wealth is easy to create—but managing, growing, and keeping it requires the right mindset and strategy. As a Wealth Coach, I help clients break through financial barriers, shift their thinking, and take a long-term approach to success. Like a personal trainer for wealth, I guide you through the process, connecting you with financial experts when needed. By blending psychology, strategy, and expert advice, I provide the missing link to lasting financial clarity and control

Back to Blog
NickyStafford-  9 keys Quick guide to unlocking your wealth

The Quick Guide To Unlocking Your Wealth

Ever Wondered How Some People Seem To Have Endless Amounts Of Money?

Find out in 9 simple steps.

So, How Do You Start?

Working With A Personal Wealth Coach Is Easy

The First Chat

In 15 minutes, we’ll talk about your goals, your current status and how I can help you walk a steady path to lasting financial freedom.

The Deep Dive

We’ll talk for three hours about your entire money story and identify the first steps you need to take (don’t worry, it will go FAST!)

Ongoing Service

Regular catch ups and introductions to all the right people will put the wheels in motion so you start seeing tangible results.

Yes, You Can Live a Wealthy Life

You have a coach for your fitness, why not have one for your wealth?

Get started with a free, no-obligation chat.

General Advice Warning

All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek referral to the correct professional for financial, legal, tax or credit advice before acting on any information contained in this website. Nicky Stafford operates in Infinite Wealth Partners Pty Ltd. ABN: 76 635 869 644 Nothing on this site constitutes specific financial advice

© Nicky Stafford Business & Wealth Coaching 2025.